PaymentsTop pick
Toss Payments
Korea's developer-friendly PG — modern API, no setup or monthly fee.
Free tier
No monthly fee; ~2.7–3.3% per card transaction (KRW)
- Korea-only by default — settles in KRW, requires a Korean business registration (사업자등록).
- Best DX among domestic PGs; supports billing/recurring out of the box.
- Per-merchant rate is negotiated — verify your bracket on the pricing page.
Alternatives
Drop-in alternatives
Solve a similar problem if you outgrow Toss Payments's free tier — or just want a second option in your back pocket.
Top pick
Stripe
The default payments API — no monthly minimum, pay per transaction.
No monthly fee; 2.9% + $0.30 per successful card charge (US)
Payments2026-05
PortOne (포트원)
Korean PG aggregator — one SDK across Toss, Kakao, Naver, NICE, KG Inicis.
Free SDK / dashboard; you only pay the underlying PG's transaction fee
Payments2026-05
Last verified 2026-05 · free-tier numbers shift — confirm at the pricing page before relying on a quota for a launch decision.